Pay As You Go Workers Compensation Insurance

The Dilemma

Purchasing Workers’ Compensation insurance is a necessary, but often painful experience. Many companies looking for Workers’ Compensation coverage are hit with large up front premium charges. These “down payments” commonly start at 25% and can be as much as 100% of the estimated premium.

The Solution

With the EasyChoice® Workers’ Compensation service provided by the Hartford, you make payments based upon an actual payroll volume, so you don’t have to worry about painful year-end audits, or big finance charges. It eliminates the initial outlay of cash and improves your cash flow, since the premium calculation is based on actual subject wages on a per pay period basis.

The EasyChoice Workers Compensation service is integrated directly with our payroll system and allows a business owner to budget more effectively. Isn’t it time to make the move to a better workers compensation solution? It’s an EasyChoice!


  • No down payment
  • Lessens the need for audits
  • Premiums calculated with each payroll
  • No up-front fees
  • Improves cash flow
  • No finance charges